Your Mocksville NC VanDyk Mortgage is an Approved  VA Mortgage Lender/Broker

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VA REAL ESTATE MORTGAGE LOAN

VA GUARANTEED HOME LOANS are made by lenders and guaranteed by the U.S. Department of Veteran Affairs (VA) to eligible VETERANS for the purchase REAL ESTATE. The guaranty means the VA MORTGAGE APPROVED LENDER is protected against loss if you fail to repay the VA MORTGAGE. In most cases, 100% VA MORTGAGES WITH NO DOWN PAYMENT is required on a VA guaranteed Home Loan and the borrower usually receives a lower interest rate than is ordinarily available with other HOME LOANS.

Other Benefits of a VA REAL ESTATE MORTGAGE LOAN Include:

• Negotiable interest rate.
• Closing costs comparable – and sometimes lower - than other MORTGAGE financing types.
• No private REAL ESTATE MORTGAGE INSURANCE requirement.
• Right to prepay loan without penalties
• VA HOME LOAN  can be taken over (or “assumed”) by the buyer when a home is sold.
• Counseling and assistance available to VETERAN BORROWERS having financial difficulty or facing default on their MORTGAGES.

Although REAL ESTATE MORTGAGE INSURANCE is not required, the VA charges a  MORTGAGE LOAN funding fee to issue a guarantee to a REAL ESTATE MORTGAGE LENDER against borrower default on a MORTGAGE. The fee may be paid in cash by the buyer or seller, or it may be financed in the REAL ESTATE VA MORTGAGE LOAN amount.

A VA REAL ESTATE MORTGAGE LOAN can be used to PURCHASE REAL ESTATE, build a home and even improve the REAL ESTATE with ENERGY EFFICIENT features such as solar or heating/cooling systems, water heaters, insulation, weatherstripping/ caulking, storm windows/doors or other ENERGY EFFICIENT improvements approved by the VA APPROVED REAL ESTATE MORTGAGE LENDER and VA.

VETERANS can apply for a VA HOME LOAN with any VA APPROVED REAL ESTATE MORTGAGE LENDER that participates in the VA MORTGAGE PROGRAM. A Certificate of Eligibility from the VA must be presented to the lender to qualify for the VA MORTGAGE.

Your Mocksville NC VanDyk Mortgage is an APPROVED VA REAL ESTATE MORTGAGE LENDER.

 WE ARE HERE TO MAKE THIS PROCESS EASY FOR YOU.

Click Here To Apply for a VA  MORTGAGE NOW

OR

Call 336-753-0844 or toll free 877-610-8673

Useful Local Community Resources and Links for Homebuyers

Women’s Council of Realtors — A community of real estate professionals creating business opportunities, developing skills for the future and achieving our individual potential for success.

National Weather Service Zone Forecast — Weather and other information for Toms River and surrounding communities.

The National Association of Home Builders — A trade association that helps promote the policies that make housing a national priority. Since 1942, NAHB has been serving its members, the housing industry, and the public at large.

Homes and Communities from U.S. Department of Housing and Urban Development (HUD) — HUD's Homes and Communities Page is a clearinghouse of information and services about homes and communities for citizens and for HUD's current and potential business partners.

Local Regional & National Links & Search Engines Resources
		Http://www.google.com - A great search engine!
		Http://movies.yahoo.com - Just enter your zip code and get movie times, locations, reviews, and more!!!!
		Http://www.mapquest.com - Helpful driving directions!
		Http://www.amazon.com - A great place to buy books, music, and DVD's.

          http://www.msn.com/