Cities We Serve 

Your VanDyk Mortgage is here to help you when you decide to Purchase a Home or Refinance a Mortgage. Whether in person or online, we close loans in 46 states all over the U.S. seamlessly and easily. We have a wide selection of REAL ESTATE MORTGAGE HOME LOAN PROGRAMS. You can trust us to find the REAL ESTATE MORTGAGE HOME LOAN PROGRAM that's best for you. We have been assisting people like you all over the US focusing primarily on North Carolina and South Carolina for years. We have assisted people in the following cities and states to reach their dreams: Winston Salem, NC--Forsyth County, Kernersville, NC--Forsyth County, Mocksville, NC--Davie County, Greensboro, NC--Guilford County, Germanton, NC—Stokes/Forsyth County, Rural Hall, NC—Forsyth County, King, NC--Stokes/Forsyth County, Mt Airy, NC--Surry County, Raleigh, NC--Wake County, Burlington, NC--Alamance County, Statesville, NC--Iredell County, Wilkesboro, NC--Wilkes County, North Wilkesboro, NC--Wilkes County, Elkin, NC--Surry/Yadkin County, Advance, NC--Davie County, Clemmons, NC--Forsyth County, Lexington, NC--Davidson County, Cary, N.C.--Wake/Chatham County, Chapel Hill N.C.--Orange County, Huntersville, NC-- Mecklenburg County, Monroe, NC--Union County, Mooresville, NC--Iredell County, Charlotte, NC--Mecklenburg County, Matthews, NC--Mecklenburg County, Waxhaw, NC--Union County, Myrtle Beach, SC, Columbia, SC, Charleston, SC several cities in California and Florida to name a few. VanDyk Mortgage, Inc. has branches is most all states in the US, this allows us to lend almost anywhere in the U.S.

Whether its your personal home or Real Estate Investment Property being able to refinance a home you just bought can really help solve the many problems that only money can solve. This type of financing is called “UNSEASONED” or "NEXT DAY" CASH OUT OR RATE AND TERM REFINANCE. It is the latest product from your VanDyk Mortgage. We can refinance your home in 46 states.  This product is designed to get cash out of your home easily and make your Real Estate Investment Property Business easier and more profitable or to simply access the equity in your Primary or Second home.

This program is designed to allow an investor or Owner Occupied property owner to pull cash out Right After the purchase of the property. That is why we call it a "NEXT DAY" or "UNSEASONED REFINANCE"

This has traditionally been difficult to do as the property is “Unseasoned” or not owned for any length of time. Typically lenders don’t have much stomach for this type of loan as the “Risk Factor” is calculated as higher.

VanDyk Mortgage has lined up lenders that will allow for such “Unseasoned Refinancing” or "NEXT DAY" Refinancing even for Super Jumbo Loans at reduced Loan to Values.

Typically 80% is considered max LTV for such loans though we have seen the LTV higher at times depending on the market and competition. We recently refinanced a Super Jumbo that a client owned just 45 days. It appraised at $2.2M and we closed on a loan for $1.76M. The client had paid $136M 45 days earlier.

Thus he was able to pull $400K out right away.  If this "NEXT DAY, INSTANT, OR NON-SEASONED REFINANCE" is a Home Loan product that you can use, then contact us and let’s get things started