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We Have a New Lender

October 19th, 2009 9:56 AM

We Have A New Lender At VanDyk

We now have another FHA lender who will do doublewides.

They will also do FHA loans, both purchase and refinances with only a 580 mid score.

Call for more details.

VanDyk Mortgage

336-753-0844

VanDyk Mortgage FHA Loans NC Home Loans Lease Purchase Rent to Own

Free Realtor Website My Blog 2009 Tax Credit Information

Posted by John Shaw on October 19th, 2009 9:56 AMPost a Comment (0)

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$8,000.00 Tax Credit For Down Payment???

May 14th, 2009 5:12 PM

Tax Credit Can Be Used For Down Payment.

Tax Credit Can Be Used for Down Payment

Shaun Donovan, secretary of the U.S. Department of Housing and Urban Development, on Tuesday said that the Federal Housing Administration is going to permit its lenders to allow home buyers to use the $8,000 tax credit as a down payment.

Previously, most buyers wouldn't receive the funds until after they filed their tax return, and that deterred some people from using the credit. The NATIONAL ASSOCIATION OF REALTORS® has been calling for the change.

"We all want to enable FHA consumers to access the home buyer tax credit funds when they close on their home loans so that the cash can be used as a down payment," Donovan says. His remarks came in an address to several thousand REALTORS® gathered Tuesday morning at "The Real Estate Summit: Advancing the U.S. Economy," at the 2009 REALTORS® Midyear Legislative Meetings & Trade Expo in Washington, D.C..

He says FHA's approved lenders will be permitted to "monetize" the tax credit through short-term bridge loans. This will allow eligible home buyers to access the funds immediately at the closing table.

Posted by John Shaw on May 14th, 2009 5:12 PMPost a Comment (0)

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Until Tomorrow

April 1st, 2009 4:55 PM

A Great Day in Mooresville NC!!

For many of us in this industry and as well as those looking to buy we are all wondering, "What the heck is going on!" All we get is talk, talk, talk, and no action. It is about time we took matters into our own hands, press forward with a positive attitude, "Push the battle to the gate". But again that is just talk, what we can start doing is educating our public that there are programs out there to help you the consumer buy-

How does below market interest rates sound and an $8,000.00 tax credit!!!!! And what else doesn't the lender require, well that is the beauty of BLOGS- there is always tomorrow. Till then, have a great day and check out my site at http://www.mtgbuy.com everyday its only gets better!

John Shaw

http://www.nc-fha-mortgage.com

http://www.mtgbuy.com

Posted by John Shaw on April 1st, 2009 4:55 PMPost a Comment (0)

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Check Out Our Latest Testimonies

March 30th, 2009 7:07 PM

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Re Lisa Shaw

3/26/09

Our Realtor recomended Lisa to and we are glad she did. The staff was friendly. We will recomend them to everyone

Sabrina Disher

Statesville NC

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Re: Roland Carillo

"I met Roland Carrillo through a client that spoke highly of him, his attention to detail and his ability to explain complex products in plain English. Upon transacting a sale for my client, I observed Roland's ethical behavior, his ability to smooth out tough situations with a mere phone call, and decided to work with him on future transactions. I never came to regret my working relationship with Roland, he delivered on every promise he made to either me or my clients."

Daniel Giniunans

Re/Max in Cary

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Denise Casale

3/25/09

Re: Lisa Shaw

VanDyk Mortgage made it so easy to buy my first home. The staff is professional and friendly. I feel like I have new friends. They were truly incredible to work with!!!

Denise Casale

Charlotte NC

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Lisa Shaw:

3/20/09

I sent over another client to Lisa and she was friendly and helpful as usual. The closing was performed in a professional manner. The service was excellent.

Shirley Dale

Kirby Realty

Salibury NC

Lisa was Friendly

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Re: Lisa Shaw

3/18/09

Lisa Shaw was recommended by our Realtor and she was very professional, kept us informed all along the way and we received exactly what she said we would. We would definitely recommend Lisa to our family and friends.

Eric Hable

Concord NC

Posted by John Shaw on March 30th, 2009 7:07 PMPost a Comment (0)

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Make Your Own History

March 23rd, 2009 4:12 PM

History in the Making!!!

January 20, 2009 will go down in history no matter who you are. Change can be good especially when it means you are moving forward. Today and everyday is a day to move forward if we want to reach our goals. Some of us may have a goal to buy a home, and at times that requires overcoming obstacles. One of the greatest hurdles future homeowners experience is "Where am I going to get the money for my down payment".

How about No down payment, and combine this program the $8000 Tax Credit which is free money to you and you have history bin the making.

So what are you waiting for- call me at 336-753-0844 or reply to my blog and lets start looking.

Let's Get Started!!!

John Shaw

http://www.mtgbuy.com

2009 Tax Credit Information

Advance NC Home Loans

Apex NC Home Loan

Charlotte NC Home Loans

Holly Springs NC Home Loan

Kannapolis NC Home Loans

Kernersville NC Home Loans

Salisbury NC Home Loans

Statesville NC Home Loans

Mocksville NC Home Loans

Winston Salem NC Home Loans

Morrisville NC Home Loan

Wake Forest NC Home Loan

Garner NC Home Loan

Posted by John Shaw on March 23rd, 2009 4:12 PMPost a Comment (0)

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FHA Loans Are Still The Best Program Out There For Most

March 12th, 2009 4:34 PM

FHA Loans Still a Great Option

January 16th, 2009 12:20 PM

FHA Loans Still a Great Option

January 16th, 2009 12:20 PM

6 reasons why an FHA loan is ideal for home buyers

Low Down Payment: FHA loans require as little as a 3.5% down payment. The entire amount may come from a family member, employer or charitable organization.
Easier to Qualify: Since FHA provides the mortgage insurance for FHA loans; there are less restrictive guidelines than may be available for conventional loans.
Less than Perfect Credit Qualification: Borrowers with credit problems, such as bankruptcy, have an easier time qualifying for an FHA loan than a conventional loan.
No Income Caps: There are no maximum income requirements or geographic restriction for FHA loans.
Financed Mortgage Insurance: Because the FHA charges mortgage insurance up-front (UFMIP); borrowers are able to finance this into the cost of their loan. There is still a monthly portion, but it is generally lower cost than private mortgage insurance.
No Prepayment Penalty: With an FHA loan, borrowers may prepay their loan without the worry of a costly prepayment penalty.

Although many lenders have just started working with government programs, VanDyk Mortgage is a Full Eagle Direct Endorsement FHA Lender with over 20 years of experience with the FHA, VA and USDA programs. To find out more about FHA loan options, contact us now.

2009 Tax Credit Information

Advance NC Home Loans

Apex NC Home Loan

Charlotte NC Home Loans

Holly Springs NC Home Loan

Kannapolis NC Home Loans

Kernersville NC Home Loans

Salisbury NC Home Loans

Statesville NC Home Loans

Mocksville NC Home Loans

Winston Salem NC Home Loans

Morrisville NC Home Loan

Wake Forest NC Home Loan

Garner NC Home Loan

Posted by John Shaw on March 12th, 2009 4:34 PMPost a Comment (0)

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Cary Once Again Listed As One Of The Safest Cities In NC

March 11th, 2009 7:25 PM

Cary once again makes the news for being one of the safest cities in the nation. The Town of Cary has been named the 3^rd safest with populations between 100,000 and 499,999 according to CQ Press in their annual crime rankings. In 2007, Cary was ranked the 4^th safest in the same category.

Town of Cary

Once again Cary is also the highest-ranked municipality in North Carolina and the Southeastern Region. The Town of Cary has held this distinction for ten years in a row now. Amongst all the areas ranked, Cary was the 15^th safest overall in the report.

VanDyk Mortgage FHA Loans NC Home Loans Lease Purchase For Sale By Owner Rent to Own Free Realtor Website My Blog 2009 Tax Credit Information