Licensed In 36 States  

LEASE PURCHASING OR RENT TO OWN is a great way sell your property OR to get back on your feet after a FINANCIAL REVERSAL, BANKRUPTCY OR FORECLOSURE. Unfortunately “Bad Things Happen To Good People” and when that happens having tools ready to correct the situation are helpful. After SEPARATION or a DIVORSE a BANKRUPTCY or a DEATH IN THE FAMILY, LOSS OF A JOB and others tragic circumstances, many times these life changing circumstances cause FINANCIAL REVERSALS.

One tool that can be used to start the correction process is by LEASE PURCHASING OR RENT TO OWN your new home. Usually this is done through someone who is selling their Personal REAL ESTATE or someone who has purchased REAL ESTATE AS INVESTMENT PROPERTY.

Many people who own Investment Property choose this method to sell their property instead of renting them. The reasons become clear when compared to a Standard Lease Or Rent To Own Contract.

WHY LEASE PURCHASE OR RENT TO OWN YOUR HOME

If you own property that you wish to Lease Purchase Or Rent To Own your home you are really selling your property. Thus the “purchaser is responsible for ALL REPAIRS AND UPKEEP.

You will usually get a $5,000.00 to $10,000.00 Down Payment. As with any down payment it is NON-REFUNDABLE under any circumstances if they default on the contract, as compared to taking a deposit and having to give it back with a Normal Lease Or Rent To Own Contract.

It is recommended that the Lease Purchase Or Rent To Own Payment be automatically deposited into your bank account so that you do NOT have to collect the Lease Purchase Or Rent To  Own payment.

This generally eliminated the extra expense of the Leasing Agent/Management that bites into your cash flow.

BUYING THE LEASED OR RENTED HOME

When trying to get a Mortgage on a LEASE PURCHASE OR RENT TO OWN property typically lenders will want you to have been in the property for 6 months to 1 year and have Canceled Checks showing that you haver paid on time. VanDyk Mortgage at times finds lenders that will NOT require the checks and sometimes only requires 6 months time in the home. This is a great way to re-establish yourself and credit.

For tips on fixing your credit and raising your credit score in a short period of time, click on the "Bad Credit Bankruptcy" Button on this web site.

Contact us if you have a property you need to move quickly or need help getting into a new home. We are happy to assist you in these matters

Call-336-753-0844

Find Out Local Community Points Of Interest In NC In Each Of The Following Cities

 Winston Salem, NC--Forsyth County, Kernersville, NC--Forsyth County, Mocksville, NC--Davie County, Greensboro, NC--Guilford County, Germanton, NC—Stokes/Forsyth County, Rural Hall, NC—Forsyth County, King, NC--Stokes/Forsyth County, Mt Airy, NC--Surry County, Asheville, NC--Bucombe County, Raleigh, NC--Wake County, Burlington, NC--Alamance County, Statesville, NC--Iredell County, Hickory, NC--Catawba County, Wilkesboro, NC--Wilkes County, North Wilkesboro, NC--Wilkes County, Elkin, NC--Surry/Yadkin County, Advance, NC--Davie County, Clemmons, NC--Forsyth County, Lexington, NC--Davidson County, Cary, N.C.--Wake/Chatham County, Chapel Hill N.C.--Orange County, Huntersville, NC-- Mecklenburg County, Monroe, NC--Union County, Mooresville, NC--Iredell County, Charlotte, NC--Mecklenburg County, Matthews, NC--Mecklenburg County, Waxhaw, NC--Union County, Lewisville, NC-- Forsyth County, Troutman, NC-- Iredell County, Oak Ridge, NC-- Guilford County, High Point, NC-- Guilford County, Summerfield, NC-- Guilford County, Colfax, NC-- Guilford County, Archdale, NC-- Randolph County, Trinity, NC-- Guilford County, Stokesdale, NC-- Guilford County, Pleasant Garden, NC-- Guilford County, Pfafftown, NC-- Forsyth County, Tobaccoville, NC-- Forsyth County, Bermuda Run, NC-- Davie County, Thomasville, NC-- Davidson County, Denton, NC-- Davidson County, High Rock Lake, NC-- Davidson County, East Bend, NC-- Yadkin County, Boonville, NC-- Yadkin County, Walnut Cove, NC-- Stokes County, Asheboro, NC-- Randolph County, Randleman,  NC-- Randolph County, Cooleemee, NC-- Davie County, Browns Summit, NC-- Guilford County, Sophia, NC-- Randolph County, Climax, NC-- Guilford County, Whitsett, NC-- Guilford County, Julian, NC-- Guilford County, McLeansville, NC-- Guilford County, Gibsonville, NC-- Guilford County, Myrtle Beach, SC, Columbia, SC, Charleston, SC several cities in California and Florida to name a few. VanDyk Mortgage, Inc. has branches in most all states in the US, this allows us to lend almost anywhere in the U.S.  VanDyk Mortgage works with over 300 of the top lenders as well as the niche lenders for hard to fund Loans. Lenders such as Bank Of America ( B of A ) BB&T, Wachovia, Sun Trust, Wells Fargo and many others