Many times bad credit gets started at a young age simply from lack of knowledge of how the credit system works. However lack of knowledge will not be looked at any differently than if you knew full well what you were doing by lenders.
OR
Sometimes Bad Credit or Chapter 7 Bankruptcy & Chapter 13 Bankruptcy is brought on by catastrophic circumstances beyond the control of the borrower. Some of the circumstances viewed as "beyond the control of the borrower are:
1) Serious illness
2) Life changing or life threatening accident
All such circumstances must be able to clearly document especially after a Chapter 7 Bankruptcy or a Chapter 13 Bankruptcy
After a Chapter 7 Bankruptcy or a Chapter 13 Bankruptcy the lender is very critical of what they consider unavoidable circumstances.
Loss of job, separation, divorce etc are NOT considered by lendersas beyond your control ( though we certainly understand )
For More Information Call:
336-753-0844
Searching for a great deal? Use our link for a free listing of HUD homes. These homes were foreclosed and listed to sell!
We also have Spanish Speaking Loan Officers
All programs listed have qualification requirements. Not all will qualify.
Did You Know?
12 months after filing a Chapter 13 Bankruptcy, if all payments have been made to the Trustee on time, you can get a great mortgage or refinance your current mortgage. The key is that there are absolutely NO LATES ON ANY ACCOUNT AFTER A BANKRUPTCY.
We can help you recover from your Chapter 13 Bankruptcy with a great mortgage
Your MortgageBuy is here to help you when you decide to Purchase a Home or Refinance a Mortgage. Whether in person or online, we close loans in 36 states all over the U.S. seamlessly and easily. We have a wide selection of REAL ESTATE MORTGAGE HOME LOAN PROGRAMS. You can trust us to find the REAL ESTATE MORTGAGE HOME LOAN PROGRAM that's best for you. We have assisted people in the following NC cities and states to reach their dreams:
Find Local Points Of Interest In The Following Cities & Communities In NC
Useful Local Community, Regional & National Resources and Links for Homebuyers
Women’s Council of Realtors — A community of real estate professionals creating business opportunities, developing skills for the future and achieving our individual potential for success.
The National Association of Home Builders — A trade association that helps promote the policies that make housing a national priority. Since 1942, NAHB has been serving its members, the housing industry, and the public at large.